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My Dad and I founded The Cleveland Company (TCC) 25 years ago with one guiding principle: To help people understand what their employee benefits can do for them. Our mission at The Cleveland Company is TCC : “Total Customer Care” – taking exceptional care of our clients and their employees via affordable, comprehensive benefit plans,…
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The health care consumerism movement has caught fire. It can empower employees to be more accountable, but employers experience varying results. Download the full PDF article by UBA Wisdom Stream
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The United States is one of the richest countries in the world, yet many Americans live paycheck to paycheck. Retirement account balances are low, emergency savings often are nonexistent and financial stress severely hinders employee engagement, lowers productivity and increases absenteeism. Employers are often a trusted source of financial information. Because of that trust and their access…
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We are often asked: “When is the right time to start investing more time, energy, and money in employee benefits communication?” Typically, we see these three junctures when companies need to re-evaluate their benefits communication—and add more resources to support it. Growth: Get ahead of—or catch up with—an expanding employee population. Most often, when organizations…
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Rather than let benefits managers continue with guesswork, it’s time to lay the groundwork for building well-being programs that drive meaningful change for employees and truer, more sustainable ROI for employers. Doing so involves four key steps: 1.Nullify the case for doing nothing. 2. Uncover and unlock well-being’s real ROI. 3. Turn the page on…
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School’s in session: 4 Tips to get straight A’s during enrollment season Annual enrollment is the busiest time of year for benefits professionals. We understand. So, instead of a whole white paper, we’re offering up this quick tip sheet designed to send pros and employees to the head of the class. Send employees to study…
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Purchasing Health Insurance can be stressful enough without trying to decipher the language that goes along with it. In this glossary, we have taken the liberty to define some of the most common terms that you will come across during your search for coverage. The easiest way to save money and still get the best…
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1. Premium: The amount you pay for your health insurance every month. Why it matters: The premium is an indicator of the value of your plan and depends on many factors: The cost of health care in your area Which services are covered How much you pay during the year (your out-of- pocket costs) Remember:…
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Voluntary disability insurance offers income protection insurance that partially replaces lost income as a result of a disabling non-occupational accident or illness. The benefit assists in covering ongoing expenses during a period when no income is available to pay for them. Some of these covered expenses include: Mortgage or rent payments Car payments Educational Expenses…
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The Family and Medical Leave Act, or FMLA, was approved in 1993 to permit employees to take a maximum of 12 or 26 weeks, job-protected, unpaid leave for certain family and medical reasons during a 12 month period. The FMLA was designed to do three main things: aid individuals with balancing the pressures of the…
